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How do I Start Planning for Retirement?

Submitted by Bill Welsh - LPL Financial on April 14th, 2022

If you’ve just begun your career and started collecting a decent paycheck, retirement probably feels like it’s lightyears away. But it will get here quicker than you expect, and when it does, you’ll want to be prepared.

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The New Normal Retirement

Submitted by Bill Welsh - LPL Financial on April 14th, 2022

It’s believed that retirement planning as we currently know it didn’t really exist until a few decades ago. Up to that point, people worked until 65 and then sailed into retirement on a pension plan.

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Retirement Income Planning Requires Realistic Spending Assumptions

Submitted by Bill Welsh - LPL Financial on May 28th, 2021

If you have read any literature on retirement planning or have received advice from a financial professional, chances are you were presented with the 70% rule, the one that suggests that retirees will need between 70 and 80% of their pre-retirement income in order to maintain their standard of living.

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Understanding Exchange-Traded Funds

Submitted by Bill Welsh - LPL Financial on May 28th, 2021

Thinking about where to invest your money can be overwhelming and confusing, especially for those who are unfamiliar with all options for investing. If you’d like to take advantage of the ease of stock trading with the diversification of mutual funds, exchange-traded funds (ETFs) can potentially give you the best of both worlds.

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How to Protect Your Personal Data Online

Submitted by Bill Welsh - LPL Financial on June 21st, 2019

Data breaches, once a fairly rare occurrence, have become more frequent as hackers become more skilled in their ability to extract personal data from popular social media sites such as Facebook and Twitter.

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Long Term Care as Part of Your Multi-Generational Plan

Submitted by Bill Welsh - LPL Financial on April 16th, 2019

For anyone who has dealt with an aging parent or grandparent the concept of long term care is likely a familiar one. Those unfortunate enough to suffer from Alzheimer’s or other cognitive illness can end up requiring nursing care that can reach and exceed $80,000 per-year depending on the quality of care.

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Personal Loans and Credit Card Payoffs - What You Need To Know

Submitted by Bill Welsh - LPL Financial on April 16th, 2019

With credit card interest rates ranging between 11 to 22%, it’s no wonder people are looking for alternative ways to handle and pay off their credit card debt. This is where a personal loan might come into play. Using a personal loan to pay off your credit card debt can help you manage your overall debt once and for all… if you know how to navigate the pitfalls.

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8 Tips for Finding Balance Between Work and Life

Submitted by Bill Welsh - LPL Financial on April 16th, 2019

It is no secret that the typical American is working long hours with little respite compared to other countries with large economies. Full-time employees report an average work week of 47 hours and four out of 10 American workers say they work over 50 hours a week.

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Archived Blog

  • April 2022 (2)
  • May 2021 (2)
  • June 2019 (1)
  • April 2019 (3)

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